Terms and Conditions of Service

These terms and conditions govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms. Please read them carefully before proceeding.

These terms were last updated on September 11, 2025 and are effective immediately.

Acceptance of Terms

By accessing, browsing, or using this website and any services offered through it, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our website or services.

Definitions

For purposes of these terms and conditions, the following definitions apply throughout this document:

• Website refers to the velthonariqo.sbs website and all associated pages, content, features, and functionality accessible through the velthonariqo and subdomains.
• Services refers to all consultations, information, guidance, and resources provided through our website or by our advisors, including free consultations and related offerings.
• User, you, and your refers to any individual or entity accessing or using our website or services for any purpose.
• We, us, and our refers to velthonariqo and its employees, advisors, contractors, and authorized representatives.

Use of Services

Our website and services are provided for informational purposes and to facilitate consultations. You may use our services for lawful purposes only and in accordance with these terms. You agree not to use services in any way that violates applicable laws or regulations or infringes on rights of others.

Eligibility

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement and have legal capacity to enter into binding agreements.

Services are intended for Australian residents but may be accessible internationally.

Your Responsibilities as User

When using our website and services, you agree to the following responsibilities:

• Provide accurate, current, and complete information when submitting forms, requesting consultations, or communicating with us through any channel.
• Maintain confidentiality of any account credentials or personal information used to access services and notify us immediately of unauthorized access.
• Use services in a manner consistent with applicable laws, regulations, and these terms without engaging in prohibited activities.
• Respect intellectual property rights, privacy of others, and refrain from disrupting website functionality or accessing systems without authorization.

Prohibited Uses

You agree not to engage in any of the following prohibited activities:

• Using our website or services for any unlawful purpose or in violation of any local, state, national, or international law or regulation.
• Transmitting any harmful code, viruses, malware, or other malicious software that could damage, interfere with, or compromise our systems or data.
• Attempting to gain unauthorized access to our website, servers, databases, or any systems connected to our services through hacking or other means.
• Impersonating any person or entity, falsely stating or misrepresenting your affiliation with any person or entity, or using false identities.
• Harvesting, collecting, or using information about other users without their consent or engaging in automated data collection without our express written permission.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of velthonariqo or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

User-Generated Content

Any information, feedback, testimonials, or other content you submit through our website becomes our property upon submission. You grant us a perpetual, royalty-free license to use, reproduce, modify, and distribute such content for any purpose related to our services.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of information as described in our Privacy Policy. Please review it carefully to understand our practices. Read Privacy Policy

Disclaimers and Limitations

Please review our comprehensive Disclaimer page for important information about service limitations and liability exclusions. Key points include:

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our website or services, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless velthonariqo, its officers, employees, and advisors from any claims, liabilities, damages, losses, costs, or expenses arising from your use of services, violation of these terms, or infringement of any rights of third parties.

Dispute Resolution and Governing Law

These terms and any disputes arising from them are governed by the laws of Australia. Dispute resolution procedures include:

Governing Law and Jurisdiction

These terms are governed by and construed in accordance with laws of Australia. You agree to submit to the exclusive jurisdiction of Australian courts for resolution of any disputes.

Termination

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason, including breach of these terms. Upon termination, your right to use services ceases immediately.

Modifications

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to the website. Your continued use following any changes constitutes acceptance of those changes. We encourage you to review these terms periodically.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and velthonariqo regarding use of our website and services, superseding any prior agreements.

Contact Information for Terms

If you have questions about these terms and conditions, please contact us using the information below: